No Minimum Deposit Checking Account

0 25 apy as of april.

No minimum deposit checking account.

10 monthly service fee waived with direct deposit. Account subject to approval. You ll need a smartphone with the simple app to access some account. There are no physical locations but consumers do have access to the bank s network of 38 000 atms across the country.

No incoming domestic wire transfer fee. No first citizens card or mortgage account credit will be applied in whole or in part against any monthly minimum payment due however account credits to your first citizens consumer loan will be applied first to your outstanding interest and any remaining amount will be applied to your principal. Plenty of good checking account options don t require you to keep a single dollar in your account. There s no minimum to open a capital one 360 checking account and you can earn 0 10 apy on all balances.

This is not a guaranteed deal breaker. Capital one receives strong satisfaction scores for mobile banking and checking accounts. State farm bank has two free checking account options. Chime offers second chance checking and savings accounts with no monthly service fee and no minimum balance requirement.

The following two banks are fee free require no minimum deposit and pay interest on your checking account balance. No minimum opening deposit. No direct deposit required. Chime makes it easy to deposit and transfer your money with automatic deposits online transfers mobile banking and atm withdrawals.

Free online checking accounts with no opening deposit discover cashback debit. No minimum deposit to open no fees for chase online bill pay or to send money no paper checks to track and no fees on money orders or cashier s checks just a simple 4 95 monthly service fee. Ideally your bank won t require any kind of direct deposit minimum to qualify for certain perks or avoid fees but some do. Not everyone with a bank account has direct deposit.

Capital one 360 checking capital one 360 checking account is great because it charges you no fees has no minimum balance requirements and will even pay you simple interest on your balance. See account details pdf. Though the checking account s apy isn t the highest customers aren t charged any monthly fees and there s no minimum monthly balance requirement. No minimum opening deposit.

It also offers a free debit card and you can avoid atm fees by using one of more than 39 000 capital one atms.